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Tailor your cover with Optional Extras

Choose the activity and optional covers you need for your trip.

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Optional travel insurance covers

Add the Optional Covers that you require when you get a quote

Cruise Cover

Our Cruise Cover has been awarded Canstar’s 2024 – Outstanding Value award for Cruise.

This is a comprehensive optional cover specially designed to cover you for a wide range of events whilst cruising such as: medical issues or emergency dental overseas, medical evacuation, cabin confinement, pre-paid shore excursion cancellation, lost or damaged or delayed arrival of formal attire, marine rescue diversion and missed port. 

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Canstar Cruise Award

Search & Rescue

Our search and rescue cover protects you for the reasonable costs incurred by a recognised rescue provider or police authorities, to search for and to bring you to a place of safety following reports that you are missing and it has become necessary for the rescue or Police authorities to investigate a search and rescue operation. 

 

 

Pet Care

We know pets are like family. That’s why we have optional cover for additional boarding fees if your trip is delayed (up to $1000) or you cancel your trip due to the sudden life-threatening illness or death of your cat or dog (up to $6,000 in total)

Concerts & Events

Travelling for a special event like a concert, sporting event, conference or wedding? We will help you get there on time if you are delayed and help you out if it gets cancelled. If the event is cancelled, we provide cover up to $3,000 per adult and up to $5,000 per adult if the journey is disrupted. 

Business Cover

If you need to take work away with you, we can provide protection for business equipment and documents. This includes if your business equipment is accidentally damaged, lost or stolen during your journey, among the things we will cover are; reasonable costs of replacing your business documents, Business samples, demonstration goods, tools of trade or storage media for electronic data. 

Snow Sports

This is a comprehensive cover giving you peace of mind that you’re covered for medical evacuation and for loss, theft or damage to owned equipment and avalanche closure while on your winter sport adventure.

It includes the following Snow sports activities:

  • Skiing
  • Snowboarding
  • Off-Piste skiing with a professional guide on your journey
  • and many more snow activites

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Adventure Activities

We provide cover for a wide range of activities including paragliding, trekking up to 6000m, Everest Base Camp and Kokoda Track, rock climbing outdoors (not mountaineering), sky diving, animal conservation and handling, abseiling, hang gliding.

For a full list of activities we can cover see the PDS or contact us on 1300 123 413. 

Water Sports

Making a splash on your next trip? Our Water Sports Optional Cover is perfect for adventurous travellers who love getting out on the water—whether it’s scuba diving (up to 50m for qualified divers), jet skiing, kitesurfing, white-water rafting (with a guide), or more. Insurer yourself for:

  • Canoeing/Kayaking/Rafting (grades 4–5, if with a professional guide or tour) 
  • Deep sea fishing (more than two (2) nautical miles off a land mass) 
  • Jet skiing 
  • Scuba Diving (limited to 30m with a qualified instructor for unqualified divers) 
  • And many more activities

Wheeled Activities

We’ll also cover loss, theft or damage to your wheeled activites gear (up to $2,000 per adult on International policies and up to $1,000 per adult on Domestic policies), and even help with the cost to hire replacement equipment if yours is delayed or lost.  Insure yourself for:

  • Cycling (more than 25km in one day)
  • Mountain biking downhill or on extreme ground conditions (amateur only)
  • Mud Buggying (organised tour)
  • Quad Biking (recreational use only, no racing
  • Road Biking (more than 25km in one day)
  • And many more activites

Golf Cover

This cover gives you peace of mind that you’re covered for loss, theft of, or damage to your equipment or equipment you’ve hired. If you can’t play due to injury or sickness, we’ll even cover the unused percentage of green fees and tuition fees for your trip.

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Our Optional & Activites Covers

Covers that you may require for your trip
SectionProduct TypeDomestic ComprehensiveInternational Comprehensive
14Cruise Cover – Canstar Award Winning Unlimited medical costs and evacuation Cabin confinement – $2,500 per policy*^ Pre-paid shore excursion cancellation- $1,000^ Formal attire – $1,000^ Missed port – $500 per policy*^ Marine rescue diversion – up to $300*^ Unlimited medical costs and evacuation Cabin confinement – $2,500 per policy*^ Pre-paid shore excursion cancellation- $1,000^ Formal attire – $1,000^ Missed port – $1,000 per policy*^ Marine rescue diversion – up to $500*^
15Search & Rescue $120,000× $120,000×
16Pet Care Cancellation due to pet health – up to $3,000^ Pet boarding cover due to delayed return – $1,000× Cancellation due to pet health – up to $3,000^ Pet boarding cover due to delayed return – $1,000×
17Concerts & Other Events Cancelled events – $3,000^ Journey disruption – $2,000^ Cancelled events – $3,000^ Journey disruption – $5,000^
18Business Cover Business equipment – $4,000^ Business equipment hire – $1,500*^ Loss or theft of business money – $1,000^ Business equipment – $4,000^ Business equipment hire – $1,500*^ Loss or theft of business money – $2,000^
19Snow Sports Own equipment – $1,000^ Hire equipment – $1,000^ Loss of pre-paid fees, passes, lessons – $500^ Piste closure – $100 per day^+ Bad weather & avalanche closure – $500^ Unlimited medical & evacuation Own equipment – $2,000^ Hire equipment – $2,000^ Loss of pre-paid fees, passes, lessons – $1,000^ Piste closure – $100 per day^+ Bad weather & avalanche closure – $1,000^
20Adventure Activities Own equipment – $1,000^ Hire equipment – $1,000^ Unlimited medical and evacuation Own equipment – $2,000^ Hire equipment – $2,000^
21Water Sports Own equipment – $1,000^ Hire equipment – $1,000^ Unlimited medical and evacuation Own equipment – $2,000^ Hire equipment – $2,000^
22Wheeled Activities Own equipment – $1,000^ Hire equipment – $1,000^ Unlimited medical and evacuation Own equipment – $2,000^ Hire equipment – $2,000^
23Golf Cover Own equipment – $5,000^ Hire equipment – $750^* Pre-paid green fees – $500^ Hole-in-one – $300 Own equipment – $5,000^ Hire equipment – $1,000^* Pre-paid green fees – $500^ Hole-in-one – $300
*Sub limits apply, ^per insured Adult, × per policy, # Waiting periods

14 – Cruise Cover


Domestic Comprehensive

  • Unlimited medical costs and evacuation
  • Cabin confinement – $2,500*^
  • Cabin confinement – $1,000^
  • Formal attire – $1,000^
  • Missed port – $500 *^
  • Marine rescue diversion – $300*^

International Comprehensive

  • Unlimited medical costs and evacuation
  • Cabin confinement – $2,500*^
  • Cabin confinement – $1,000^
  • Formal attire – $1,000^
  • Missed port – $1,000 *^
  • Marine rescue diversion – $500*^

15 – Search & Rescue


Domestic Comprehensive

  • $120,000×

International Comprehensive

  • $120,000×

16 – Pet Care


Domestic Comprehensive

  • Cancellation due to pet health – $3,000^
  • Pet boarding cover due to delayed return – $1,000^

International Comprehensive

  • Cancellation due to pet health – $3,000^
  • Pet boarding cover due to delayed return – $1,000^

17 – Concerts & Other Events


Domestic Comprehensive

  • Cancelled events – $3,000^
  • Journey disruption – $2,000^

International Comprehensive

  • Cancelled events – $3,000^
  • Journey disruption – $5,000^

18 – Business Cover


Domestic Comprehensive

  • Business equipment – $4,000^
  • Business equipment hire – $1,500^
  • Loss or theft of business money – $1,000^

International Comprehensive

  • Business equipment – $4,000^
  • Business equipment hire – $1,500^
  • Loss or theft of business money – $2,000^

19 – Snow Sports


Domestic Comprehensive

  • Own equipment – $1,000^
  • Hire equipment – $1,000^
  • Loss of pre-paid fees, passes, lessons – $500^
  • Piste closure – $100 per day^+
  • Bad weather & avalanche closure – $500^

International Comprehensive

  • Unlimited medical and evacuation
  • Hire equipment – $2,000^
  • Hire equipment – $2,000^
  • Loss of pre-paid fees, passes, lessons – $1,000^
  • Piste closure – $100 per day^+
  • Bad weather & avalanche closure – $1,000^

20 – Adventure Activities


Domestic Comprehensive

  • Own equipment – $1,000^
  • Hire equipment – $1,000^

International Comprehensive

  • Own equipment – $2,000^
  • Hire equipment – $2,000^

21 – Water Sports


Domestic Comprehensive

  • Own equipment – $1,000^
  • Hire equipment – $1,000^

International Comprehensive

  • Own equipment – $2,000^
  • Hire equipment – $2,000^

22 – Wheeled Activites


Domestic Comprehensive

  • Own equipment – $1,000^
  • Hire equipment – $1,000^

International Comprehensive

  • Own equipment – $2,000^
  • Hire equipment – $2,000^

23 – Golf Cover


Domestic Comprehensive

  • Own equipment – $5,000^
  • Hire equipment – $750^*
  • Pre-paid green fees – $500^
  • Hole-in-one – $300

International Comprehensive

  • Own equipment – $5,000^
  • Hire equipment – $1,000^*
  • Pre-paid green fees – $500^
  • Hole-in-one – $300

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