Setting sail? Make sure you’ll be covered

If you love getting out on the water and setting sail, it’s important to understand what your travel insurance will cover you for to make sure you don’t find yourself in troubled waters.

Whether you most want to sail the Whitsundays, the Great Sandy Strait, Port Stephens or Lake Macquarie, sailing can be a high-risk activity and things can go wrong in a split second. Without suitable insurance that will cover you while sailing, you may find yourself left on your own if you were to have an accident or experience a medical emergency while out at sea.

Ensure your trip really is smooth sailing

 

At PassportCard, we want you to enjoy every minute of your travels. If for you that involves heading out on the water and riding the winds with a sailing trip, it’s important to know when you will and won’t be covered.

 

When you purchase one of our travel insurance policies, we’ll automatically cover you while yachting, provided you stay within territorial waters. We will not pay claims where you have travelled into international waters in a private sailing vessel or privately registered vessel. If you are unsure whether the sailing activities you have planned will be covered by our travel insurance, it’s best to contact us by calling 1300 123 413 for more information about what our travel insurance does and does not cover.

 

Please note that PassportCard also offers cruise travel insurance. Find out more about our cruise travel insurance.

What can our international travel insurance cover?

Travel insurance can provide valuable protection in a range of scenarios that can happen while you’re away. Here are just some of the other ways having travel insurance could come in handy:

Instant Payouts

You have the option to use the PassportCard to instantly pay for these common claims so you’re not out of pocket

  • Overseas medical costs^
  • $250 delayed luggage compensation^
  • Replace up to $500 stolen cash^

24/7 Global Assistance

Our Sydney based team is available 24 hours, 7 days a week to provide you assistance, direct you to nearest medical provider, emergency support and approve instant claims

Unlimited Overseas Medical

Unlimited medical cover while overseas if you fall unwell or are injured. You can use the PassportCard to instantly pay for approved claims so you’re not out of pocket^

Travel Disruptions & Cancellations

In case you need to cancel your trip unexpectedly or incur costs if your travel is delayed **

Luggage & Belongings

Up to $25,000 luggage and personal effects cover if lost, stolen or damaged.~

Kids covered for free

We want to keep things as affordable for you as possible by providing most cover for any dependents under your policy for no extra cost. The only time we charge a premium is if they have a pre-existing medical condition.*

Find out more

Optional Covers

Add extra coverage for:

  • Cruising
  • Winter Sports
  • Adventure Activities
  • Golf
  • Business Equipment
  • Search & Rescue

Case-by Case Pre-Existing Medical

We automatically cover many pre-existing conditions and for those we don’t, we conduct individual assessments and tailor your coverage for you.

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Sailing travel insurance FAQs

Yes, provided it is a commercially operated sailing trip where you will not be staying on board the vessel overnight. It’s important to note that we will not pay claims where you have travelled into international waters in a private sailing vessel or privately registered vessel.

If you’ll be staying on board a commercially operated sailing vessel for three or more nights, you’ll need to add ‘Cover While Cruising’ when you purchase your policy to ensure you’ll be covered.

If you’re unsure if our travel insurance will cover you for certain activities you plan to do while you are away, simply contact our customer service team by calling 1300 123 413 for more information about what our travel insurance does and does not cover.

No. Many Australians don’t realise that they won’t be covered by Medicare in most overseas locations. Purchasing travel insurance with cover for medical emergencies and evacuation is essential to ensure you won’t be left to foot the bill if you become seriously sick or injured while travelling.

Yes. Provided they meet the criteria specified in the PDS for dependants and you list them as travellers when you purchase your policy, they will be covered under your policy.

Simply call our Global Assistance team on +61 1800 490 478. Our Australian-based Global Assistance team is available 24/7 and can quickly handle most common claims on-the-spot over the phone.

How does the PassportCard Instant Payouts work?

As long as you’ve packed your PassportCard, you’re ready for when “it” happens. We can provide instant payouts on approved common claims, anytime, anywhere*.
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Medical issue overseas?

Need a doctor? In pain and not sure what to do? Call or Whatsapp our 24/7 support team and we can direct you to the nearest pharmacy, hospital or doctor.

For approved claims we will load the PassportCard with funds to cover your medical costs.

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Luggage delayed?

When your luggage isn’t where you are, it’s hard to begin your holiday. Just call us and we can add up to $250 to the PassportCard to buy emergency essentials.

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Cash stolen or lost?

No cash, no holiday! Call us and we can put up to $500 on the PassportCard for you to withdraw from the ATM.

Get covered for your Sailing Trip with PassportCard

Check Travel Alerts – they may affect your policy. For emergencies, call (24/7) +61 1800 490 478 or WhatsApp us