Cruise Travel Insurance
Winner of the 2024 Canstar Outstanding Value Travel Insurance – Cruise
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How can I add cruise cover to my policy?
Choose a plan
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| Basic | Comprehensive |
| Budget-friendly cover for all the essentials | Broader protection for some of the most common claims |
Add ‘Cover While Cruising’
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| It’s important to note that Cover While Cruising may not be available with all our policies for all regions and destinations—but don’t worry, we’ll let you know if we offer it when you complete your quote. |
Fill in your details and we’ll take it from there!
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| Bon voyage!
If you would like more information then call our team on 1300 123 413 |
| Section cover | Product Type | Basic International Cover | Comprehensive International Cover |
|---|---|---|---|
| 1 | Cancellation & Journey Disruption | ✓ (Limited) | ✓ (Cover Chosen) |
| 2 | Overseas Medical & Dental Expenses | Unlimited * (Instant claims using the PassportCard) | Unlimited * (Instant claims using the PassportCard) |
| 3 | Hospital Related Expenses | ✓ $10,000* # | ✓ $10,000* # |
| 4 | Accidental Death | X | ✓ $30,000 |
| 5 | Permanent Disability | X | ✓ $30,000 |
| 6 | Loss of Income | X | ✓ $45,000*# |
| 7 | Covid 19 events | ✓ (Limited) | ✓ (Limited) |
| 8 | Travel Documents & Credit Cards | X | ✓ $5,000 |
| 9 | Theft of cash | ✓ Up to $500 on the PassportCard | ✓ Up to $500 on the PassportCard |
| 10 | Luggage & Personal Effects | X | ✓ $25,000* |
| 11 | Luggage & Personal Effects Delay Expenses | ✓ $250 on the PassportCard^ | ✓ $250 on the PassportCard, maximum of $1,000 in total* |
| 12 | Travel Delay Expenses (greater than 6 hours) | X | ✓ $6,000* # |
| 13 | Special Events such as a wedding | X | ✓ $6,000* # |
| 14 | Personal Liability | ✓ $3,000,000 in total | ✓ $5,000,000 in total |
| 15 | Rental Vehicle Insurance Excess | X | ✓ $5,000 |
| 16 | Pet Care if you are delayed on your return journey | X | ✓ $300 # |
Section cover 1
Cancellation & Journey Disruption
Basic International Cover
- ✓ (Limited)
Comprehensive International Cover
- ✓ (Chosen Cover)
Section cover 2
Overseas Medical & Dental Expenses
Basic International Cover
- Unlimited* (Instant claims using the PassportCard)
Comprehensive International Cover
- Unlimited* (Instant claims using the PassportCard)
Section cover 3
Hospital Related Expenses
Basic International Cover
- ✓ $10,000* #
Comprehensive International Cover
- ✓ $10,000* #
Section cover 4
Accidental Death
Basic International Cover
- X
Comprehensive International Cover
- ✓ $30,000
Section cover 5
Permanent Disability
Basic International Cover
- X
Comprehensive International Cover
- ✓ $30,000
Section cover 6
Loss of Income
Basic International Cover
- X
Comprehensive International Cover
- ✓ $45,000*#
Section cover 7
Covid 19 events
Basic International Cover
- ✓ (Limited)
Comprehensive International Cover
- ✓ (Limited)
Section cover 8
Travel Documents & Credit Cards
Basic International Cover
- X
Comprehensive International Cover
- ✓ $5,000
Section cover 9
Theft of cash
Basic International Cover
- ✓ Up to $500 on the PassportCard
Comprehensive International Cover
- ✓ Up to $500 on the PassportCard
Section cover 10
Luggage & Personal Effects
Basic International Cover
- X
Comprehensive International Cover
- ✓ $25,000*
Section cover 11
Luggage & Personal Effects Delay Expenses
Basic International Cover
- X
Comprehensive International Cover
- ✓ $250 on the PassportCard, maximum of $1,000 in total*
Section cover 12
Travel Delay Expenses (greater than 6 hours)
Basic International Cover
- X
Comprehensive International Cover
- ✓ $6,000* #
Section cover 13
Special Events (such as a wedding)
Basic International Cover
- X
Comprehensive International Cover
- ✓ $6,000* #
Section cover 14
Personal Liability
Basic International Cover
- ✓ $3,000,000 in total
Comprehensive International Cover
- ✓ $5,000,000 in total
Section cover 15
Rental Vehicle Insurance Excess
Basic International Cover
- X
Comprehensive International Cover
- ✓ $5,000
Section cover 15
Pet Care if you are delayed on your return journey
Basic International Cover
- X
Comprehensive International Cover
- ✓ $300 #
| Section cover | Product Type | Basic International Cover | Comprehensive International Cover |
|---|---|---|---|
| 17 | Cover While Cruising | ✓ (Limited to unlimited medical and evacuation only) | ✓ (Unlimited Medical and Evacuation *#) |
| 18 | Winter Sports Cover | ✓ (Limited to unlimited medical and evacuation only*#) | ✓ (Unlimited Medical and Evacuation *#) |
| 19 | Search And Rescue Expenses Cover | X | ✓ ($120,000 in total*) |
| 20 | Adventure Activities Cover | X | ✓ (Standard covers limits apply) |
| 21 | Golf Cover | X | ✓ (Various limits apply*) |
| 22 | Business Cover | X | ✓ (Various limits apply*) |
Section cover 17
Cover While Cruising
Basic International Cover
- ✓ (Limited to unlimited medical and evacuation only)
Comprehensive International Cover
- ✓ (Unlimited Medical and Evacuation *#)
Section cover 18
Winter Sports Cover
Basic International Cover
- ✓ (Limited to unlimited medical and evacuation only*#)
Comprehensive International Cover
- ✓ (Unlimited Medical and Evacuation *#)
Section cover 19
Search And Rescue Expenses Cover
Basic International Cover
- X
Comprehensive International Cover
- ✓ ($120,000 in total*)
Section cover 20
Adventure Activities Cover
Basic International Cover
- X
Comprehensive International Cover
- ✓ (Standard covers limits apply)
Section cover 21
Golf Cover
Basic International Cover
- X
Comprehensive International Cover
- ✓ (Various limits apply*)
Section cover 22
Business Cover
Basic International Cover
- X
Comprehensive International Cover
- ✓ (Various limits apply*)
*Various limits apply (Basic has limited covers), ~Comprehensive policy only, # T&Cs apply, ^When on-trip claim has been approved, using the PassportCard
All benefits and covers are subject to the terms, conditions, limitations and exclusions listed in the Combined Financial Services Guide and Product Disclosure Statement and on other policy documentation, including the schedule.
The benefit limits are generally per Journey, per adult Insured Person (children are included in the benefit limits for the adults in Your travelling party), except for Section 14 Personal Liability.
This table is a high level summary of benefits only and does not include full terms, conditions and exclusions. Sub-limits may also apply. We highly recommend that you read the Product Disclosure Statement (PDS) before buying these products to ensure our travel insurance products are right for you.
Instant payouts on approved claims with PassportCard
When you take the PassportCard with you on your trip, we can instantly pay you for approved common claims, so you’re not out of pocket for expenses.
Our 3 instant claims
1. Overseas medical expenses
2. $250 delayed luggage compensation
3. Replace up to $500 stolen cash
Call our 24/7 Global Assistance team on +61 1800 490 478 (Reverse charge) or message us on Whatsapp to have funds added to your PassportCard instantly for approved claims.
You won’t need to fill out any paperwork and instant access to funds means you won’t be left out of pocket.
It’s how travel insurance should be – quick, simple and hassle-free.
Find out more about how instant claims work or get a quote for your upcoming trip.
Tips when planning a cruise
Whether you’re heading overseas or staying in Australian waters, here are some helpful tips to ensure your cruise is smooth sailing.
Cruise travel insurance FAQs
No, cruise cover is an optional extra. If you’ll be going on a cruise, it’s important to add the Cover While Cruising option when completing your quote to ensure it is included with your policy.
It’s essential that you add Cover While Cruising with your travel insurance if you’ll be heading on a cruise. While our travel insurance includes cover for a wide range of events, it won’t cover you while on a cruise if you don’t add the optional extra cover.
Even if you’re cruising domestically, it’s still important to have cruise-specific travel insurance for medical emergencies, as you may not be able to claim on Medicare or your private health insurance while on board. Travel insurance can also come in handy in a range of other situations while cruising like if your luggage is lost, cabin confinement or shore excursion cancellation.
You’ll need to list all travellers (including any dependents) that you want to be included on your policy when completing your quote to ensure they are covered while on our cruise.